Sunday 15th July 2018

Refer a friend

Insight Private Finance Limited is an appointed representative of First Complete Ltd, which is authorised and regulated by the Financial Conduct Authority, 409065.

Registration address: Insight House, 7A Alkmaar Way, Norwich International Business Park, Norwich NR6 6BF. Registered Number: 05054882 Country of Registration: England and Wales.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our administrative fee could be between 0% and 2% of the loan amount. For instance, a fee of 2% on a mortgage of £100,000 would mean a fee of £2,000. 50% of the fee payable is charged on application and 50% of the fee payable is charged on completion. The amount we will charge is dependent on the amount of research and administration that is required.

Get a complimentary mortgage review from Insight Private Finance

Preparing For Your Meeting

Before your first meeting it would be helpful if you would have the following information to hand:

Bank statements – three months’ worth of the most recent statements from your personal or billing account

Accounts – if you are self-employed. We will need your last two years’ of accounts, preferably certified

Proof of identity – valid passport and/or driver’s license, both paper and photo versions

Utility bills – the last three months’ from your current address

These documents need to be originals and not copies.

The initial meeting with your Mortgage Advisor is treated as a fact finding mission or financial review. They will try to ascertain where you are financially, your life goals and the resources you currently have available.

The second meeting will be to run through their recommendations for you. This meeting will also be used to fill out any forms if you decide to proceed.

Your advisor will submit the paperwork. Generally speaking, it is customary to get a mortgage decision from a lender within 20 working days.

Your advisor will liaise with your estate agent, solicitor and lender, working in partnership until you have the keys to your new home in your hand.

After you have moved in and are settled, your mortgage advisor will keep in touch with you and will make an appointment three months before your current mortgage is due to expire; to make sure you get a competitive deal.